Controller
Location: Landrum, South Carolina
About Us
CBL State Savings Bank is a long-standing community bank serving Greenville and Spartanburg Counties in South Carolina for over 118 years. With two offices and a small, dedicated team, we focus on relationship banking, local decision-making, and serving our communities the right way.
We are seeking a Controller who thrives in a small community bank environment and values accuracy, accountability, and stewardship. This role is ideal for someone who enjoys being hands-on, understands the full balance sheet, and is comfortable wearing multiple hats while working closely with executive management.
Position Summary
The Controller is responsible for overseeing the Bank’s accounting and financial reporting functions, ensuring accurate financial records, timely reporting, and compliance with applicable regulatory and accounting standards. This role manages the general ledger, prepares internal and external financial reports, coordinates regulatory reporting, and supports balance sheet management and strategic decision-making.
The position will be based primarily in the Landrum branch and will work closely with staff across both locations (Greer and Landrum) as needed.
Key Responsibilities
Accounting and General Ledger Management
- Oversee and maintain the general ledger, ensuring accuracy and integrity of all financial records.
- Reconcile balance sheet and income statement accounts on a regular basis.
- Review journal entries, accruals, and account adjustments.
- Ensure proper accounting treatment in accordance with Generally Accepted Accounting Principles.
Financial Reporting
- Prepare monthly financial statements and internal management reports
- Assist with quarterly and annual financial reporting, including board and committee materials
- Prepare and monitor budgets, forecasts, and variance analyses.
- Provide financial data and analysis to executive management as needed.
Regulatory and Compliance Reporting
- Prepare and file the Bank’s quarterly Consolidated Reports of Condition and Income (Call Report).
- Coordinate with internal staff, external auditors, and regulators to support examinations and audits.
- Ensure compliance with applicable regulatory reporting requirements and deadlines.
Balance Sheet and Operational Support
- Perform balance sheet management, including monitoring asset, liability, and capital accounts.
- Assist with investment, liquidity, and interest rate risk reporting in coordination with management.
- Support internal controls, accounting policies, and process improvements.
Team and Cross-Functional Support
- Work closely with lending, operations, and executive management to ensure accurate financial reporting.
- Assist across departments as needed in a small bank environment.
- Contribute to a collaborative culture focused on accuracy, accountability, and service.
Qualifications
- Bachelor’s degree in Accounting or Finance required, or a minimum of five years of relevant accounting or financial experience in banking or a related financial services field.
- Strong understanding of bank accounting, financial statements, and regulatory reporting.
- Experience with general ledger management, account reconciliations, and financial reporting.
- Familiarity with Call Reports and regulatory requirements preferred.
- High attention to detail with strong organizational and analytical skills.
- Ability to manage multiple priorities and meet reporting deadlines.
- High ethical standards and commitment to accuracy and confidentiality
- Excellent communication, organization, and time-management skills.
- Reliable transportation and willingness to travel locally as needed.
Mortgage Loan Officer
Location: Greater South Carolina – Offices in Greer and Landrum
CBL State Savings Bank is a long-standing community bank serving Greenville and Spartanburg Counties in South Carolina for over 118 years. With two offices and a small, dedicated team, we focus on relationship banking, local decision-making, and serving our communities the right way.
We are looking for a Mortgage Origination Loan Specialist who thrives in a small bank environment—someone who values tradition, teamwork, and customer care while being adaptable enough to wear many hats.
Position Summary
The Mortgage Loan Origination Specialist originates residential mortgage loans, develops referral relationships, and builds a sustainable loan portfolio for the bank. This role guides customers through the mortgage process from application to closing while working closely with internal staff to ensure a smooth and compliant experience.
As a small community bank, we value a hands-on approach and ongoing customer engagement throughout the life of the loan, with a strong emphasis on service and relationship management. Knowledge of portfolio lending and the secondary mortgage market is preferred.
The position will be based primarily in the Greer office, with flexibility to work between both branches and within the surrounding communities as needed.
Key Responsibilities
Loan Origination & Portfolio Growth
- Originate residential mortgage loans with a focus on building and maintaining long-term customer relationships.
- Develop and grow a quality loan portfolio aligned with the bank’s strategic goals.
- Serve as the primary point of contact for borrowers from application through closing.
- Structure loans responsibly to meet customer needs while maintaining sound credit standards.
- Balance portfolio lending and secondary market opportunities in coordination with management.
Loan Execution & Transaction Management
- Manage mortgage loans from application through closing, working closely with internal staff and third parties.
- Serve as the primary point of contact for borrowers during and after closing.
- Communicate clearly and promptly with customers and all parties involved.
- Provide ongoing support to borrowers after closing by addressing questions related to their loan, payments, or escrow.
- Ensure all activity complies with applicable regulations and bank policy.
Business Development & Community Engagement
- Build and maintain strong referral relationships with realtors, builders, attorneys, and other community partners.
- Actively participate in community events, networking opportunities, and local organizations.
- Identify and pursue opportunities to expand the bank’s mortgage presence in the market.
- Represent the bank professionally and consistently within the community.
Team Support
- Assist across departments as needed.
- Support pipeline tracking, reporting, and related administrative needs.
Qualifications
- Three to five years of banking or mortgage lending experience required.
- Demonstrated ability to originate loans and develop customer relationships.
- Strong understanding of mortgage products, credit fundamentals, and bank operations
- Proven business development mindset with the ability to build and sustain a loan portfolio.
- Outgoing, professional demeanor with a strong community presence.
- Excellent communication, organization, and time-management skills.
- High ethical standards and commitment to relationship-based banking.
- Reliable transportation and willingness to travel locally as needed.
Why Join Us?
- Opportunity to build a meaningful loan portfolio in a relationship-focused environment.
- Direct access to decision-makers and local underwriting.
- A collaborative culture where your contributions are visible and valued.
- A bank that values tradition, integrity, and community involvement.
- Competitive compensation and benefits package.
Interested? Please send resume to Jennifer Jones at .