Mortgage Loan Officer
Location: Greater South Carolina – Offices in Greer and Landrum
CBL State Savings Bank is one of the oldest community banks in South Carolina, serving our neighbors for over 118 years. With just two offices and a close-knit staff of 18, we pride ourselves on personalized service, local decision-making, and long-term relationships. We are not just bankers; we are trusted partners in our community.
We are looking for a Mortgage Loan Officer who thrives in a small bank environment—someone who values tradition, teamwork, and customer care while being adaptable enough to wear many hats.
Position Summary
The Mortgage Loan Officer (MLO) will originate, process, and close mortgage loans while delivering outstanding customer service and prompt communication. This role requires knowledge of mortgage lending practices and compliance, the ability to guide borrowers through the loan process, and the initiative to support other areas of the bank as needed. Secondary market mortgage experience is a strong plus.
We want someone who is eager to be involved in the community, outgoing, reliable, and motivated to build relationships that generate business opportunities for the bank. The position may be based primarily in our Greer office, but the ability and willingness to work between both branches as needed is required.
Key Responsibilities
Loan Origination & Customer Service
- Take and complete mortgage loan applications with accuracy and efficiency.
- Provide personalized guidance to customers throughout the mortgage process.
- Communicate promptly and clearly with applicants, realtors, attorneys, and internal staff.
- Maintain compliance with all federal, state, and bank regulations.
- Collect and review required documentation.
- Work with underwriters and processors to ensure timely decisions.
- Coordinate closings with all parties involved, ensuring a smooth experience for customers.
Secondary Market & Portfolio Lending
- Support management in selling loans into the secondary market.
- Stay informed of investor requirements and changes in secondary market trends.
- Assist in balancing the pipeline between portfolio loans and investor loans.
Community Engagement & Business Development
- Actively participate in community events, local organizations, and networking opportunities.
- Build and maintain strong referral relationships with realtors, builders, attorneys, and other partners.
- Proactively seek out business development opportunities to expand the bank’s presence in the market.
Team Support
- Pitch in across departments when needed (typical of a small bank environment).
- Assist with reporting, administrative tasks, or customer service efforts as appropriate.
Qualifications
- Must have 3 to 5 years of mortgage experience.
- Experience in secondary market lending is highly preferred.
- NMLS licensure (or the ability to obtain it promptly) preferred.
- Strong knowledge of mortgage regulations, loan products, and closing requirements.
- Outgoing personality with eagerness to engage in the community and represent the bank.
- Business development skills and ability to generate and nurture new customer relationships.
- Must have reliable transportation and willingness to travel between branches or in the community as needed.
- Excellent communication and interpersonal skills.
- Ability to multitask and manage time effectively in a fast-paced, small-team environment.
- High ethical standards and commitment to serving the community.
Why Join Us?
- Be part of a small, dedicated team where your contributions make a visible impact.
- Work in a culture that values tradition, service, and community relationships.
- Enjoy variety in your day—no two days look alike in a community bank setting.
- Competitive compensation and benefits package.
Interested? Please send resume to Jennifer Jones at .
