Unique Loans For

Your Unique Life
More Responsive
More Flexible
More Service
READY TO

Buy, build, renovate or refinance?

CBL offers common-sense lending for your residential and commercial needs.

Our Loan Products for Your Unique Goals

Residential Loans

Purchase
Mortgage

Mortgages

Fixed rates and favorable terms.
Mortgage Calculator

Home Equity
Lines of Credit

Home Equity
Lines of Credit

Convenient, Cost-Effective funds secured by your home.

Refinance
Mortgage

Mortgages

Fixed rates and favorable terms.

Second
Mortgage

Second Mortgages

For existing mortgage customers looking to borrow against their home’s equity.

Jumbo
Mortgage

Jumbo Mortgage

Owner-occupied home loans requiring loan amounts exceeding a certain threshold.

Land
Loans

Land Loans

For individuals who want to purchase or refinance land for investment or construction purposes.

Construction Loans (including Self-Builds)

Construction Loans (including Self-Builds)

Cost-savings of a one-time closing and ability to “lock in” interest rates from construction to permanent loan.

Home
Improvement

Home Improvement

Loans for home additions and improvements with fixed rates and favorable terms.

Commercial Loans

Commercial
Real Estate

Commercial
Real Estate

Construction and/or permanent loans for commercial properties.

Investment
Property

Investment Property

Loans for purchasing or refinancing single, or multi-family homes from 1 to 4 rental units.

Commercial
Land

Commercial
Land

For individuals who want to purchase or refinance land for investment or construction purposes.

Commercial
Construction

Commercial Construction

Cost-savings of a one-time closing and ability to “lock in” interest rates from construction to permanent loan.

We understand the traditional loan process is overwhelming.

That’s why for over 110 years, we have been listening to people’s needs in our community and dedicating our time and local resources to help them find a loan option that achieves their goals.

Every mortgage evaluated based on your entire financial picture.

We won’t sell your loan, you always deal with us. 

No application Fee

No PMI (Private Mortgage Insurance) for qualifying loans

with greater than an 80% Loan-to-Value

This can result in significant savings over the life of your loan.

Easy Payment Options

It's easy to draft your mortgage payment using our online transfer link or by monthly automated draft.

Help the community

Your money stays in the area by helping to grow our local communities!

Each person is unique, and we believe that our unique, local approach to lending makes your story a possibility…SINCE 1907.

Local community businesses and families that have found their unique loan option with CBL.

Discuss your real estate needs with our trusted Loan Specialist

1

Start a conversation

Call, Chat, or Fill out a Form

2

Share your goals/vision

Speak with a Loan Specialist

3

Close on Your Dream Property

Our loan specialists are here to serve you.

Stop putting your dreams on hold, and close on the property you want.

As a unique, local bank, CBL offers you the opportunity to talk with a trusted loan specialist to discuss our common-sense lending products.

Document Upload

Securely upload sensitive documents to CBL directly for quick and easy service.

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