Deposit Products & Rates

Rates effective as of AUGust 1, 2025**

Kids Count – $10 Minimum to open account
1.0% APY
Business Savings – $2,500 Minimum to open account
2.00% APY
Elite Savings – $100 Minimum to open account
$100 – $2,499
0.05% APY
$2,500+
0.10% APY
E-Statement High Yield Savings – $100 Minimum to open account
$100 – $2,499
2.05% APY
$2,500 – $9,999
2.30% APY
$10,000 – $49,999
2.55% APY
$50,000 – $99,999
2.80% APY
$100,000+
3.05% APY
CDS – $1,000 Minimum*
*Minimum balance required to open and obtain the stated APY’
6 Month (Auto-renewal off specials)
0.20% APY
12 Month – Compounded Quarterly
3.80% APY
24 Month – Compounded Quarterly
3.55% APY
Special CD Rates
*Minimum balance required to open and obtain the stated APY’
7 Month – $1000 Minimum*
4.00% APY
11 Month – $1000 Minimum*
3.85% APY
13 Month CD Specials Not Available at this time
IRA’s – $100 Minimum*
*Minimum balance required to open and obtain the stated APY’
12 Month Traditional IRA CD – Compounded Quarterly
4.00% APY
24 Month Traditional IRA CD – Compounded Quarterly
3.50% APY
12 Month Roth IRA CD – Compounded Quarterly
4.00% APY
24 Month Roth IRA CD – Compounded Quarterly
3.50% APY
**Rates and Annual Percentage Yields (APYs) are subject to change at any time after the account has been opened. Fees could reduce earnings on the account. For CD accounts, APY assumes no principal or interest withdrawn before maturity. Penalties could be imposed for early withdrawals.

Mobile Banking